Buy-to-Let Mortgages for the Self-Employed

Self-employment is on the up! And why not? In a post Covid world, the option to work as and when you please on projects you’re passionate about, as well as being able to work to your own schedule is an attractive prospect. One thing self-employment may complicate, however, is the process of getting a mortgage. Investing …

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Scotland’s Housing Challenge

In a time of economic strife it is easy to focus on numbers and there are a welter of statistics currently circulating highlighting the devastating impact of the cost of living crisis. Inflation recently hit 9.1% and indeed the Office for National Statistics (ONS) has just warned that it could soon hit 11%. A sober …

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Investing in Buy-to-Let Property: Where to Spend and Where to Save?

If you have a property that you rent out, it is natural for you to want to maximise your profits from the venture. While being a landlord is sometimes seen as a lucrative way to make money, there are many potential financial pitfalls and challenges, and you need to be careful about how you spend …

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Student Lets Notice Period

Agents, landlords and tenants alike will remember the vast number of legislative provisions introduced in 2020 at the outbreak of the Coronavirus pandemic, which included provisions enabling certain student renters to terminate their tenancies with only 28 days’ notice. As Covid restrictions ease and we move back towards ‘normal’, the legislation is once again changing. …

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Get the Edge

Could the world get any crazier and with the squeeze getting ever-tighter on everyone’s finances it’s time to look at how to get the edge on your competitors. It’s not a secret that the rental market has gone through the roof in recent years, as city centre locations particularly, have seen property values spiralling on …

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Why Rent Controls Are Not the Answer

In the current economic climate, it’s probably not unreasonable for a tenant who is renting their home in the private market to think that Government controls on how much rent they should pay is a good thing: capped rents equal improved affordability. But it’s a more complex issue than that. Rents have been rising over …

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