Category: Property

Properly Functioning Private Rented Sector Relies on Equal Rights

The Scottish Government’s New Deal for Tenants is, to coin a well-known advertising slogan, ‘exactly what it says on the tin.’ The 108-page document contains the word ‘tenants’ 289 times — over 100 times more than ‘landlords’ (165 times). ‘Tenants’ rights’ outnumbers references to ‘landlords’ rights’ by nine to one. So what, some might say. …

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Digital Marketing Tips to Boost the Growth of Your Agency

The legacy of 2020’s multiple lockdowns and regulations led to a rise in properties being viewed and let via digital channels. As a result, there has never been a more vital time for letting agents to push forward with strong digital marketing strategies to generate leads. But, what if you’re not seeing the results you …

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Risk and Innovation Needed for Scotland’s Housing

The modern world seems to be all about risk. We analyse it endlessly, look at risk aversion so we don’t face it all and then mitigate against all the risks we can think of for our businesses.  The construction and house building sector is no different to any other in that respect and possibly takes …

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Remote Work Challenges and Solutions

After a couple of turbulent years, today we can evaluate the significant changes that have taken place in the workplace. The scenarios we have lived through made employers and workers look for new digital solutions that helped them overcome the challenges posed by a global pandemic. The biggest transformation, facilitated by digitalisation, was the tendency …

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Questions Frequently Asked by Landlords

What are the requirements for a buy-to-let property? You’ll need a deposit of around 25%, although some lenders will consider 20%. The deposit amount is based on the valuation or the purchase price – whichever is lower. The loan amount is usually dictated by loan to value and a ‘rental stress test.’ In broader terms, …

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Self-Employed Mortgage Guide: 8 Things You Should Know

Being self-employed can sometimes mean that getting loans and other financial products is more difficult than if you were employed by another business. However, all is not entirely lost, and there are options available to you. You just need to be aware of some of the extra information you may be required to provide, as …

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