The modern world seems to be all about risk. We analyse it endlessly, look at risk aversion so we don’t face it all and then mitigate against all the risks we can think of for our businesses. The construction and house building sector is no different to any other in that respect and possibly takes …
Read more >After a couple of turbulent years, today we can evaluate the significant changes that have taken place in the workplace. The scenarios we have lived through made employers and workers look for new digital solutions that helped them overcome the challenges posed by a global pandemic. The biggest transformation, facilitated by digitalisation, was the tendency …
Read more >What are the requirements for a buy-to-let property? You’ll need a deposit of around 25%, although some lenders will consider 20%. The deposit amount is based on the valuation or the purchase price – whichever is lower. The loan amount is usually dictated by loan to value and a ‘rental stress test.’ In broader terms, …
Read more >Being self-employed can sometimes mean that getting loans and other financial products is more difficult than if you were employed by another business. However, all is not entirely lost, and there are options available to you. You just need to be aware of some of the extra information you may be required to provide, as …
Read more >You can’t plan for everything, and when unexpected damage happens to your property, it can have serious effects – especially if you have tenants living in the property. However, knowing what to do post-damage (whether it’s caused by poor weather, vandalism or an accident) can help considerably with factors such as your insurance claims and …
Read more >The Scottish Build to Rent (BTR) sector is continuing to grow. Its membership organisation, the UK Apartments Association (UKAA), has just launched in Scotland, chaired by Gillian McLees, Director of BTR at Rettie & Co. The UKAA has been working on setting up groups across the UK, with a view to helping local BTR markets …
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