Category: Property Investment

Historic Homes: A Niche Market in the 2023 Scottish Property Landscape

The Scottish property market has always held a certain allure for both local and international investors. Amidst this diverse landscape of urban and rural properties, historic homes have carved out a niche for themselves, attracting a discerning clientele that values their unique combination of architectural beauty, cultural heritage and an irreplaceable sense of history. In …

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Pros and Cons of Holiday Lets

With lighter nights approaching and summer holidays around the corner, you may be considering purchasing a property to be used as a short term or holiday let. Read on to find out the pros and cons of holiday lets. Pros Flexibility If you purchase a property to be used as a holiday let you and …

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The Rent Freeze and its Impact on Build to Rent

The rent freeze and accompanying evictions ban was introduced by the Scottish Government in September 2022 under emergency legislation as a measure to help to tackle the cost of living crisis. In effect, the rent freeze was a cap set at 0% for both the social and private rental sectors. From April 1st 2023, the …

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Everything You Need to Know about Buy-to-Let Mortgages

If you are buying a property to let out in Scotland, you will need a buy-to-let mortgage as opposed to a residential mortgage which is only for those living in the property. Do I need a buy-to-let mortgage? If you plan to rent out the property you are seeking a mortgage for, you will need …

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How to Work with a Mortgage Broker when Buying an Investment Property

Are you considering buying an investment property but feeling overwhelmed by the mortgage process? Working with a mortgage broker can make the process smoother and less stressful. A mortgage broker acts as a middleman between you and potential lenders, comparing mortgages on your behalf to find the best options for your investment property. In this …

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Investing in an HMO Property

For those with lower disposable incomes or who are saving up, houses of multiple occupancy (HMOs) have long been a desirable housing option. This mode of living is especially popular among students and young professionals since it offers cheaper rent per bedroom. In the past, HMOs have been an appealing option for many investors due …

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